Adeesh Setya

Principal

Former Treasurer, Merrill Lynch Bank USA and Morgan Stanley Bank USA

Adeesh Setya is a Principal at SwitchWize. He previously served as Treasurer at Merrill Lynch Bank USA and Morgan Stanley Bank USA, where he managed bank funding, deposits, and interest-rate risk. He writes on Federal Reserve policy and what it means for everyday savers.

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1 article

Articles by Adeesh Setya

savings · 8 min

Will High-Yield Savings Rates Drop in 2026? Why the New Fed Era Rewards Nimble Savers

With the Fed on hold under Kevin Warsh, the new era looks less like a clear directional bet and more like a reason for savers to stay willing to move.

Jun 22, 2026

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