Cash Back Cards · May 2026

Get up to $5 in welcome bonuses.

We track 25 cards daily. Compare bonuses, rewards on real spend, and net annual value — without the affiliate-driven rankings you find elsewhere.

All major issuersNo affiliate biasNo credit pull
Top 3 — Independently ranked

The three accounts worth your time

Ranked by composite score: rate + trust + ease

#1 · Best overall
CH
Chase

Chase

Chase Freedom Flex

5.00%cash-back
Why #1: Top-ranked for rate, trust, and ease of opening.
Open account →
#2 · Runner-up
CH
Chase

Chase

Ink Business Cash

5.00%cash-back
Why #2: Strong rate from a trusted institution.
Open account →
#3 · Third pick
CH
Chase

Chase

Chase Freedom Unlimited

3.00%cash-back
Why #3: Solid choice with competitive terms.
Open account →

Showing 25 of 25 cash back cards

Chase

Chase Freedom Flex

5.00%
CASH-BACK
#1 PickBest for no annual fee
No annual fee5% rewards$200 bonus

Chase

Ink Business Cash

5.00%
CASH-BACK
#2 PickBest for no annual fee
No annual fee5% rewards$750 bonus

Chase

Chase Freedom Unlimited

3.00%
CASH-BACK
#3 PickBest for no annual fee
No annual fee3% rewards$200 bonus

Bank of America

Bank Of America Customized Cash Rewards Credit Card

3.00%
CASH-BACK
Easiest to openBest for cash back
No annual fee3% rewards

Bank of America

Customized Cash Rewards

3.00%
CASH-BACK
Easiest to openBest for cash back
No annual fee3% rewards

U.S. Bank

U S Bank Smartly Visa Signaturecard

2.00%
CASH-BACK
Easiest to open
No annual fee2% rewards

U.S. Bank

Smartly

2.00%
CASH-BACK
Easiest to open
No annual fee2% rewards

Capital One

Quicksilver Cash Rewards

1.50%
CASH-BACK
Easiest to open
No annual fee1.5% rewards

Citi

Citi Double Cash

1.00%
CASH-BACK
Easiest to open
No annual fee1% rewards$200 bonus

Citi

Citi Double Cash Card

1.00%
CASH-BACK
Easiest to open
No annual fee1% rewards$200 bonus
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