Lower your property tax bill after 65
Many states cut the tax on your home if you are older or disabled. Most of them make you apply. Pick your state, and we show what you may qualify for, the deadline and the form.
Senior Property Valuation Protection Option (value freeze)
You may qualifyFreezes your home's limited property value for three years, renewable, so assessed value cannot rise
You appear to meet the stated tests: age 65 or older, income up to $59,640.
- Apply by:
- September 1
- How often:
- Check with your county
Show the source
cannot exceed $47,712 for a single owner and $59,640 for 2 or more owners.
Checked 2026-10-25. Source is Mohave County Assessor (county, not state; no ADOR page found). Page says deadline 'no later than September 1, 2026, to lock the 2027 values' but also that the deadline has passed. Freezes value only, not the tax rate. Constitution Art. 9 sec. 18(7) (azleg.gov/const/9/18.htm): age 65+, two years in the home, apply by September 1, renew every three years. Limits vary yearly; same figures appeared on Pinal County's page. Audit: County (Mohave) source, not state; Page contradicts itself: 'deadline has passed' vs Sept 1, 2026 to lock 2027 values; formUrl is the info page, not the application form; Page says renew in 2-1/2 years (three-year freeze), not annual; Income limits supported; age 65 supported
Read the official page
Common questions
Do I have to apply for senior property tax relief?
Almost always yes. Most states do not lower your bill on their own. You file a form with your county, often by a fixed date each year, and some programs ask you to renew every year.
What happens if I miss the deadline?
In many states you wait until next year, and you pay the full bill in the meantime. Add the reminder to your calendar so you apply with time to spare.
Is this list complete?
No. It covers the main statewide programs in the states shown. Counties and school districts often add their own breaks, so ask your county assessor too.
This is general information, not tax advice. Rules and income limits change, so confirm with your county assessor before you rely on a result. Every program above links to the official page it came from.