Lock in 4.15% APY before rates fall.
We compare 131 CDs daily across all terms. Top 12-month CDs are paying 4.15% right now — but the Fed is expected to cut.
Lock in 4.15% APY before rates fall.
We compare 131 CDs daily across all terms. Top 12-month CDs are paying 4.15% right now — but the Fed is expected to cut.
The three accounts worth your time
Ranked by composite score: rate + trust + ease
Marcus by Goldman Sachs
Marcus by Goldman Sachs 6-Month CD
Marcus by Goldman Sachs
Marcus by Goldman Sachs 1-Year CD
Popular Direct
Popular Direct 6-Month CD
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Showing 131 of 131 cds
Marcus by Goldman Sachs
Marcus by Goldman Sachs 6-Month CD
Marcus by Goldman Sachs
Marcus by Goldman Sachs 6-Month CD
4.00% APY with Goldman Sachs backing, a $500 minimum, and a 10-day rate guarantee — the most trusted brand in online CDs at a competitive short-term rate.
Marcus by Goldman Sachs
Marcus by Goldman Sachs 1-Year CD
Marcus by Goldman Sachs
Marcus by Goldman Sachs 1-Year CD
4.00% APY with Goldman Sachs backing, a $500 minimum, and a 10-day rate guarantee — the most trusted brand in online CDs at a competitive short-term rate.
Popular Direct
Popular Direct 6-Month CD
Popular Direct
Popular Direct 6-Month CD
4.05% APY on the 12-month term from a $15B FDIC-insured institution — strong rate with institutional backing for savers who can meet the $10,000 entry.
Sallie Mae Bank
Sallie Mae Bank 1.5-Year CD
Sallie Mae Bank
Sallie Mae Bank 1.5-Year CD
4.00% APY on three separate terms (13-month, 18-month, 60-month) — rare multi-point rate leadership rewarding both mid-term and long-term savers equally.
Sallie Mae Bank
Sallie Mae Bank 5-Year CD
Sallie Mae Bank
Sallie Mae Bank 5-Year CD
4.00% APY on three separate terms (13-month, 18-month, 60-month) — rare multi-point rate leadership rewarding both mid-term and long-term savers equally.
Marcus by Goldman Sachs
Marcus by Goldman Sachs 1.5-Year CD
Marcus by Goldman Sachs
Marcus by Goldman Sachs 1.5-Year CD
4.00% APY with Goldman Sachs backing, a $500 minimum, and a 10-day rate guarantee — the most trusted brand in online CDs at a competitive short-term rate.
Marcus by Goldman Sachs
Marcus by Goldman Sachs 5-Year CD
Marcus by Goldman Sachs
Marcus by Goldman Sachs 5-Year CD
4.00% APY with Goldman Sachs backing, a $500 minimum, and a 10-day rate guarantee — the most trusted brand in online CDs at a competitive short-term rate.
Popular Direct
Popular Direct 1-Year CD
Popular Direct
Popular Direct 1-Year CD
4.05% APY on the 12-month term from a $15B FDIC-insured institution — strong rate with institutional backing for savers who can meet the $10,000 entry.
Bread Savings
Bread Savings 1-Year CD
Bread Savings
Bread Savings 1-Year CD
4.15% APY on 9-month and 4.00% on 6-month with daily compounding — top-tier short-term rates backed by an established financial brand.
Bread Savings
Bread Savings 1.5-Year CD
Bread Savings
Bread Savings 1.5-Year CD
4.15% APY on 9-month and 4.00% on 6-month with daily compounding — top-tier short-term rates backed by an established financial brand.