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Dollars at stake

The average American leaves $985/year on the table.

That is just on savings. Add suboptimal debt rates, the wrong credit card, and missed switching opportunities — and the number is much higher. Start with your single biggest gap.

Why compare here

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Dollar impact, not just rates

Every comparison shows the annual dollar difference. A 4.64% APY gap on $25K is $1,160 — not '4.64% higher'.

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