Bank of America vs Discover
Discover CARDS pays 17.49% APR; Bank of America CARDS pays 17.49%. Trade-offs depend on what you prioritize — see the breakdown below.
Option A
Bank of America
17.49%
APR
- Min
- $0
- Fee
- $0/mo
Best for: INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back youve earned at the end of your first year! Theres no minimum spending or maximum rew
Open with Bank of America →Option B
Discover
17.49%
APR
- Min
- $0
- Fee
- $0/mo
Best for: 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
Open with Discover →How this comparison was built
Rates and fees are pulled from each provider's published rate disclosures and reviewed by our product data pipeline. The verdict above is generated from the verified data — we don't accept payments to influence rankings. Last refreshed 9/6/2026.