Free Financial Calculators
40 free calculators ranked by demand. Mortgage, retirement, FIRE, debt payoff, and more. Get the clarity you need to make informed financial decisions.
Home & Mortgage
10 ToolsMortgage Calculator
Calculate your monthly payment, total interest, and full amortization schedule.
Home Affordability Calculator
Find out how much house you can afford based on your income and debts.
Rent vs Buy Calculator
See whether renting or buying is the better financial move for your market.
15 vs 30-Year Mortgage Calculator
Compare total cost, monthly payment, and equity of each term.
Refinance Savings Calculator
How much will refinancing actually save you, net of closing costs?
DTI Ratio Calculator
Calculate your Debt-to-Income ratio, the key number lenders use to qualify mortgages.
HELOC Payment Calculator
Calculate your monthly HELOC payment and total interest cost.
Home Equity Calculator
Calculate your current home equity, loan-to-value ratio, and whether you qualify to remove PMI.
Mortgage Points Calculator
Should you pay discount points to buy down your mortgage rate?
Refinance Break-Even Calculator
Find out how long it takes for monthly savings to outweigh closing costs.
Investing & Retirement
9 ToolsCompound Interest Calculator
See how your savings or investments grow over time with the power of compound interest.
Retirement Number Calculator
Calculate how much you need to retire and how close you are.
FIRE Number Calculator
Calculate the nest egg you need to retire early and live off investments.
Investment Fee Impact Calculator
See how much fees are eroding your long-term investment returns.
Net Worth Calculator
Add up what you own and subtract what you owe to see your net worth.
Roth vs Traditional IRA Calculator
Compare the long-term after-tax value of each IRA type.
College Savings Calculator
How much to save monthly to fund your child's college education.
HSA Calculator — Health Savings Account Growth Calculator
Calculate how much your HSA grows if you invest it instead of spending it.
Social Security Break-Even Calculator
Find the optimal age to start claiming Social Security benefits.
Debt Payoff
6 ToolsCredit Card Payoff Calculator
See how long it takes to pay off your credit card balance and how much interest you'll pay.
Debt Payoff Calculator (Avalanche vs Snowball)
Compare the avalanche method and snowball method for paying off your debts.
Student Loan Payoff Calculator
See how extra payments can eliminate student debt years early.
Balance Transfer Savings Calculator
See how much you save moving credit card debt to a 0% APR card.
Credit Card Interest Calculator
See the true annual cost of carrying a credit card balance.
Debt Avalanche vs Snowball Calculator
Compare the two most popular debt payoff strategies side by side.
Banking & Savings
11 ToolsRate Gap Calculator
See exactly how much money your bank is costing you every year.
Paycheck Calculator
Estimate your take-home pay after federal and state taxes.
Inflation Impact Calculator
See how inflation silently erodes the purchasing power of your cash.
Personal Savings Rate Calculator
Calculate your savings rate and benchmark it against your financial goals.
Savings Goal Calculator
Find out how much to save each month to reach your goal by your target date.
50/30/20 Budget Calculator
Split your income into the ideal 50% needs, 30% wants, 20% savings budget and see exactly where your money should go.
CD Ladder Calculator
Optimize your CD ladder for maximum yield and rolling liquidity.
CD Yield Calculator
Calculate how much you'll earn from a Certificate of Deposit before you lock in.
Emergency Fund Calculator
Calculate your emergency fund target based on your expenses and risk tolerance.
Net Monthly Budget Calculator
Calculate your true monthly budget after all fixed obligations.
Tax Bracket Calculator
Calculate your federal income tax, marginal rate, and effective rate.
Loans & Credit
4 ToolsPersonal Loan Calculator
Calculate your monthly payment and total interest for any personal loan.
Auto Loan Calculator
Calculate your monthly car payment and total interest for new or used vehicle financing.
Car Affordability Calculator
How much car can you afford without straining your budget?
Loan Comparison Calculator
Compare any two loans side by side to find the lower-cost option.
Showing 40 calculators.