Plan business-owner cash flow, taxes, retirement contributions, and financing decisions.
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Cards show what the calculator decides, the inputs it needs, and where the result should lead next.
Calculator library
Estimate a main-street business value using seller discretionary earnings, multiple range, owner replacement salary, working-capital adjustment, debt capacity, seller note, and buyer cash-at-close assumptions.
Decides
SDE | valuation range | working-capital adjusted value
Test whether financed equipment pays for itself after down payment, loan terms, fees, Section 179 tax value, incremental revenue, operating costs, DSCR, payback, and replacement reserve needs.
Decides
monthly payment | equipment DSCR | net monthly cash flow
Estimate the real first-year cost of a new hire after salary, payroll tax, benefits, recruiting, equipment, ramp time, expected revenue, gross margin, cash runway, and break-even months.
Decides
first-year cash cost | monthly loaded cost | net monthly contribution
Compare a fixed-rate term-loan scenario with MCA total repayment and a clearly labeled simple annualized factor cost that is not APR.
Decides
Winning option | Dollar difference | Break-even point
Size a business cash reserve using a target number of months of operating expenses, and see how much runway the current reserve actually provides.
Decides
Required monthly amount | Projected gap | Target date
Estimate qualified first-year and ongoing business credit card rewards after the annual fee at the redemption value you enter.
Decides
Required monthly amount | Projected gap | Target date
Compare a simplified home-office deduction with a rough actual-expense allocation using eligible indirect and direct expenses entered.
Decides
Primary result | Risk note | Next action
Estimate monthly card-processing cost from a blended rate, per-transaction charge, and recurring provider fee.
Decides
Required monthly amount | Projected gap | Target date
Estimate days sales outstanding from a point-in-time receivables balance and annual credit sales to monitor collection speed and cash-flow risk.
Decides
Required monthly amount | Projected gap | Target date
Illustrate regular Social Security and Medicare tax differences between an entered reasonable-salary scenario and treating all owner compensation as salary.
Decides
Winning option | Dollar difference | Break-even point
Estimate an SBA 7(a)-style payment and apply a user-entered effective guaranty-fee percentage to the total loan.
Decides
Monthly payment | Total interest | Payoff timing
A SEP IRA allows 25% of net self-employment income; a Solo 401(k) adds an employee deferral on top of that same employer contribution: see which allows more.
Decides
Winning option | Dollar difference | Break-even point
Estimate 2026 solo 401(k) contribution room using eligible compensation, age-based catch-ups, and an entered employer rate.
Decides
Required monthly amount | Projected gap | Target date