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CD Calculator — Certificate of Deposit Yield Calculator
Calculate exactly how much interest a CD earns over any term, and compare different CD rates side by side.
CD Yield Details
$10,000
$
4.5%
%
Results
LiveInterest Earned
$450
Total at Maturity$10,450
Monthly Equivalent$38
Interest Earned$450
Total at Maturity$10,450
Monthly Equivalent$38
How to use
Change one assumption at a time to see what moves the answer most.
Frequently Asked Questions
Everything you need to know.
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Why This Matters
Current 1-year CD rates are near 4.50% APY at the best institutions. On $50,000, that's $2,450 in guaranteed, FDIC-insured interest — with zero market risk.
How to Use It
- 1Enter your deposit amount
- 2Enter the CD APY
- 3Set the term in months
- 4Compare total earnings across different rates and terms
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