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CD Calculator — Certificate of Deposit Yield Calculator

Calculate exactly how much interest a CD earns over any term, and compare different CD rates side by side.

Interest Earned
$417
Interest Earned
$417
Total at Maturity
$10,417
Monthly Equivalent
$35
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Diagnostic

Your headline result: $417.

Compound growth is the cheapest yield in finance — start earlier, contribute more, pay less in fees.

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Top picks right nowSee all →
1
TAB Bank
TAB Bank 1-Year CD
3.90%
APY
Apply
2
TAB Bank
TAB Bank 1.5-Year CD
3.87%
APY
Apply
3
TAB Bank
TAB Bank 2-Year CD
3.82%
APY
Apply

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Coach Insight

Current 1-year CD rates are near 4.15% APY at the best institutions. On $50,000, that's $2,450 in guaranteed, FDIC-insured interest — with zero market risk.

Frequently Asked Questions

Everything you need to know.

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Why This Matters

Current 1-year CD rates are near 4.15% APY at the best institutions. On $50,000, that's $2,450 in guaranteed, FDIC-insured interest — with zero market risk.

How to Use It

  1. 1Enter your deposit amount
  2. 2Enter the CD APY
  3. 3Set the term in months
  4. 4Compare total earnings across different rates and terms

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