Editorial policy

Short, dated reports on bank rate moves: a bank raising or cutting a savings, money market, checking or CD rate. They sit under Rate news. Each report says which bank, which rate, what it was, what it is now and the day we saw it.

Every report is written from a rate change we recorded: a bank's own rate moving from one APY to another. We read the bank's public rate page, store what we saw and compare it with the earlier reading. We write nothing the record does not show. We do not guess why a bank moved, predict what it will do next, or call a move good or bad for you.

We skip moves smaller than 0.05 points because they read as noise. We leave out a rate an editor has removed or hidden, and we use one source per bank and product, so a move is a bank changing its own rate and never two sources disagreeing.

If a report is wrong, tell us on the corrections page. We check it against the bank's page, fix the report and note the fix. A rate can change after we saw it, so confirm with the bank before you open an account.

Some partner links may pay SwitchWize when you open an account. Which bank we report on, and what a report says, follows the data and our published methodology, not whether a bank is a partner.

Reports are published by the SwitchWize Research Desk. See who writes and reviews our content, or contact us.