Home Affordability Calculator — How Much House Can You Afford?
Calculate the maximum home price you can afford based on your income, debts, down payment, and current mortgage rates.
To hit your goal, you need to plan around $420,859.
Lock this number into your Money Map and we'll track progress.
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Coach Insight
Buying more home than you can afford is the most common financial mistake in America. The bank will often approve a loan larger than is financially comfortable — their DTI limit is not a budget recommendation.
Frequently Asked Questions
Everything you need to know.
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Why This Matters
Buying more home than you can afford is the most common financial mistake in America. The bank will often approve a loan larger than is financially comfortable — their DTI limit is not a budget recommendation.
How to Use It
- 1Enter your annual income and monthly debt payments
- 2Set your down payment amount
- 3Enter current interest rate and target DTI
- 4See your maximum affordable home price and monthly payment breakdown
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