How should I use the result?

Use the result as a planning and comparison aid. Review the assumptions, adjust your inputs, and compare the output with your actual options before acting.

What should I do after using this calculator?

Use the related links and next-action modules on the page to compare products, continue in Money Map, or review related guidance on SwitchWize.

Is the Closing Costs Calculator free to use?

Yes. SwitchWize calculators are free, and you do not need an account to run scenarios or view the result.

Does using the Closing Costs Calculator affect my credit score?

No. Using a calculator does not trigger a credit check. A credit impact can occur only if you apply directly with a lender, card issuer, or provider.

Are the results personalized financial advice?

No. Calculator outputs are educational estimates based on the inputs you enter. Review assumptions and confirm terms directly with providers before making a financial decision.

What should I do after seeing the result?

Use the recommendation module on this page to compare mortgage lenders, or run Money Map to compare this home & mortgage decision with your other opportunities.

How does SwitchWize choose related offers?

Related offers are matched by the calculator surface (mortgage) and ranked using SwitchWize data such as rate, fees, trust signals, product fit, and switching friction. Paid relationships do not change organic ranking order.

How fresh are the rates and offers shown?

Rate and offer data is reviewed on a recurring cadence and every offer module shows review context or links to the methodology and disclosure pages.

Where can I see the ranking methodology?

The SwitchWize methodology page explains how rate freshness, editorial review, affiliate disclosure, and category ranking factors work.

Can Money Map use this result?

Yes. Money Map is the broader diagnostic path: it compares savings, mortgage, cards, and debt so you can see whether this calculator result is your highest-impact next move.

New

Closing Costs Calculator

Estimate the closing costs on your home purchase, by major component.

Total Closing Costs

$11,500

Total Closing Costs

$11,500

Down Payment

$90,000

Loan Amount

$360,000

Lender Fees (origination + processing)

$3,600

Down Payment: $90,000Loan Amount: $360,000Lender Fees (origination + processing): $3,600Appraisal & Inspection: $800

Appraisal & Inspection

$800

Title Insurance

$2,250

State Transfer Tax

$2,250

Prepaid Escrow (taxes + insurance)

$2,250

Recording & Other Fees

$350

As % of Loan

3.19%

Total Cash to Close

$101,500

Diagnostic

Total closing costs: $11,500, or 3.19% of loan.

Plus your $90,000 down, that\u0027s $101,500 cash to close. Negotiate lender fees and shop title insurance — both are real savings.

See current rates

What to do next

Compare Mortgage Lenders

This is an educational estimate, not tax, legal, investment, or lending advice. Tax rules, rates, and eligibility change and depend on your full situation. Confirm with a qualified professional or the provider before acting.

Coach Insight

Closing Costs Calculator helps users make a home & mortgage decision with clearer numbers, assumptions, and next actions.

Recommended next move

Compare the result against current mortgage options.

Mortgage math depends on credit profile, points, loan type, and location. Use the rate page to compare lender context, then run Money Map to weigh the move against other opportunities.

Compare Mortgage Lenders →Run Money Map →

About mortgage rates

Mortgage rates depend on loan type (30-yr fixed, 15-yr fixed, ARM, FHA, VA, jumbo), your credit score, down payment, points paid, loan amount, property state, and whether you're purchasing or refinancing. The calculator above uses a representative market rate for payment estimates — your actual rate will vary.

For a personalized rate comparison, use the tool below to see lenders ranked by APR, loan type, and your profile.

Compare mortgage rates

30-yr fixed · 15-yr fixed · FHA · VA · ARM — ranked by APR

Compare rates →

Mortgage rates shown on SwitchWize compare pages include loan type, assumed FICO, LTV, and points. Representative only — verify all terms directly with the lender. Advertising disclosure