Balance Transfer Calculator — How Much Could You Save?
Calculate exactly how much a 0% APR balance transfer saves versus staying on your current card — net of the transfer fee. See your true interest savings and break-even.
Transferring your balance saves you $2,519 in interest over the promotional period.
Small rate or term differences compound. Don't leave the gap on the table.
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Coach Insight
A 0% APR balance transfer on $5,000 of credit card debt at 22% can save $1,100 in interest if paid off during the promotional period. This calculator shows you the exact savings after accounting for the transfer fee.
Frequently Asked Questions
Everything you need to know.
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Why This Matters
A 0% APR balance transfer on $5,000 of credit card debt at 22% can save $1,100 in interest if paid off during the promotional period. This calculator shows you the exact savings after accounting for the transfer fee.
How to Use It
- 1Enter your current balance and APR
- 2Enter the transfer fee (typically 3–5%)
- 3Set the 0% promotional period length
- 4See your exact interest savings net of fees
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