Paycheck Calculator Gross to Net Pay Calculator

Calculate your exact take-home pay after federal taxes, state taxes, and deductions.

Estimated Net Take-Home Pay
$1,712
Estimated Net Take-Home Pay
$1,712
Gross Per Paycheck
$2,885
Federal Tax Per Paycheck
$635
FICA (Social Security + Medicare)
$221
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State Tax Per Paycheck
$144
401(k) Deduction Per Paycheck
$173
Diagnostic

To hit your goal, you need to plan around $1,712.

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Coach Insight

Understanding your actual take-home pay is fundamental to budgeting. Your gross salary is a fiction — your net pay is your real income. This calculator shows the gap and helps you optimize deductions.

Frequently Asked Questions

Everything you need to know.

Why This Matters

Understanding your actual take-home pay is fundamental to budgeting. Your gross salary is a fiction — your net pay is your real income. This calculator shows the gap and helps you optimize deductions.

How to Use It

  1. 1Enter your gross annual salary or hourly rate
  2. 2Select pay frequency (weekly, biweekly, monthly)
  3. 3Enter filing status and state
  4. 4See your net take-home and tax breakdown

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