Loans & CreditNew
Auto Refinance Calculator
See how much you save by refinancing your auto loan to a lower rate.
Monthly Savings
$26
Inputs
$500$200,000
0.5%25%
0.5%25%
Monthly payment comparison
Monthly Savings
$26
Current Monthly Payment
$542
New Monthly Payment
$517
Remaining Interest on Current Loan
$4,029
Total Interest on New Loan
$2,800
Total Savings
$1,228
Diagnostic
Refinancing from 8.50% to 6.00% saves you $26/month.
Total savings over the loan: $1,228. Watch out — extending the term can save monthly but cost more total.
Compare auto refinance lendersCoach Insight
Auto Refinance Calculator helps users make a loans & credit decision with clearer numbers, assumptions, and next actions.
Frequently Asked Questions
Everything you need to know.
Related Calculators
Auto Loan Calculator
Loans & Credit
Calculate your monthly car payment and total interest for new or used vehicle financing.
Car Affordability Calculator
Loans & Credit
How much car can you afford without straining your budget?
Buy vs Lease Car Calculator
Loans & Credit
Compare the true total cost of buying vs leasing a car — including depreciation, opportunity cost, and equity.
Why This Matters
Auto Refinance Calculator helps users make a loans & credit decision with clearer numbers, assumptions, and next actions.
How to Use It
- 1Enter your numbers in the input panel.
- 2Review the live results and interpretation on the right.
- 3Use the compare outputs to compare options or plan the next step.
- 4Use the related links below if you want to move from analysis to action.
🗺️
Run Money Map Not sure where to start?
Money Map finds your biggest gap in 90 seconds — no sign-up required.
Ready to take the next step?
Compare rates, run Money Map, or explore the full SwitchWize toolkit.
Related calculators
All calculators →Auto Loan Calculator
Calculate your monthly car payment and total interest for new or used vehicle financing.
Try it
Car Affordability Calculator
How much car can you afford without straining your budget?
Try it
Buy vs Lease Car Calculator
Compare the true total cost of buying vs leasing a car — including depreciation, opportunity cost, and equity.
Try it