What does the Auto Refinance Calculator show?

See how much you save by refinancing your auto loan to a lower rate.

How should I use the result?

Use the result as a planning and comparison aid. Review the assumptions, adjust your inputs, and compare the output with your actual options before acting.

What should I do after using this calculator?

Use the related links and next-action modules on the page to compare products, continue in Money Map, or review related guidance on SwitchWize.

Are the results personalized financial advice?

No. Calculator outputs are educational estimates based on the inputs you enter. Review assumptions and confirm terms directly with providers before making a financial decision.

What should I do after seeing the result?

Use the recommendation module on this page to compare auto refi rates, or run Money Map to compare this loans & credit decision with your other opportunities.

How does SwitchWize choose related offers?

Related offers are matched by the calculator surface (auto) and ranked using SwitchWize data such as rate, fees, trust signals, product fit, and switching friction. Paid relationships do not change organic ranking order.

How fresh are the rates and offers shown?

Rate and offer data is reviewed on a recurring cadence and every offer module shows review context or links to the methodology and disclosure pages.

Where can I see the ranking methodology?

The SwitchWize methodology page explains how rate freshness, editorial review, affiliate disclosure, and category ranking factors work.

Can Money Map use this result?

Yes. Money Map is the broader diagnostic path: it compares savings, mortgage, cards, and debt so you can see whether this calculator result is your highest-impact next move.

New

Auto Refinance Calculator — See Your Savings in Seconds

Calculate your potential monthly and total savings from refinancing your auto loan to a lower rate. Enter your remaining balance, current rate, new rate, and term to see the exact payment difference.

Monthly Savings

$26

Monthly Savings

$26

Current Monthly Payment

$542

New Monthly Payment

$517

Remaining Interest on Current Loan

$4,029

Current Monthly Payment: $542New Monthly Payment: $517Monthly Savings: $26Remaining Interest on Current Loan: $4,029

Total Interest on New Loan

$2,800

Total Savings

$1,228

Diagnostic

Refinancing from 8.50% to 6.00% saves you $26/month.

Total savings over the loan: $1,228. Watch out — extending the term can save monthly but cost more total.

Compare auto refinance lenders

What to do next

Compare Auto Refi Rates

This is an educational estimate, not tax, legal, investment, or lending advice. Tax rules, rates, and eligibility change and depend on your full situation. Confirm with a qualified professional or the provider before acting.

Coach Insight

Auto Refinance Calculator helps users make a loans & credit decision with clearer numbers, assumptions, and next actions.

Recommended next move

Compare your payment against current auto-loan options.

A lower APR or shorter term can change the true cost of the vehicle. Compare rates before committing.

Compare Auto Refi Rates →Run Money Map →

Top auto loan rates

Reviewed Jun 14, 2026 · Methodology

Advertising disclosure: SwitchWize may earn a referral fee if you open an account through a link above. This does not affect our rankings. Ranked using the SwitchWize methodology. Learn more