Our takeWell-recognized lender for auto loans — starts at 3.89% APR. No origination fee.
1
NF
Navy Federal CULowest APR
NMLS verified
APR
3.89%
$4,028
saved per year vs. your rate
Market avg 8.51%4.62% below avg
$459/mo on $25,000 · 60-mo term
11 lenders · Updated July 9, 2026
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Loan amount$25,000
$1K$100K
Your current APR20.0%
3%36%
Top pick saves you
$4,028
per year vs. your 20.0% rate · $459/mo at 3.89% APR
MethodologyIndependent rankings. Sponsored offers labeled. Terms verified regularly.Ranked by true cost: APR (60-mo term), lender fees, minimum credit score, new/used vehicle eligibility, and lender trust.
Showing 11
Our takeAuto loan starting at 4.44% APR. No origination fee.
2
PC
PenFed Credit UnionTrusted
NMLS verified
APR
4.44%
$3,890
saved per year vs. your rate
Market avg 8.51%4.07% below avg
$465/mo on $25,000 · 60-mo term
Our takeWell-recognized lender for auto loans — starts at 5.99% APR. No origination fee.
3
BO
Bank of AmericaTrusted
NMLS verified
APR
5.99%
$3,503
saved per year vs. your rate
Market avg 8.51%2.52% below avg
$483/mo on $25,000 · 60-mo term
Our takeWell-recognized lender for auto loans — starts at 5.99% APR. No origination fee.
4
US
USAATrusted
NMLS verified
APR
5.99%
$3,503
saved per year vs. your rate
Market avg 8.51%2.52% below avg
$483/mo on $25,000 · 60-mo term
Our takeAuto loan starting at 5.99% APR. No origination fee.
5
FT
First Tech FCUTrusted
NMLS verified
APR
5.99%
$3,503
saved per year vs. your rate
Market avg 8.51%2.52% below avg
$483/mo on $25,000 · 60-mo term
Our takeWell-recognized lender for auto loans — starts at 6.24% APR. No origination fee.
6
AL
AllyTrusted
NMLS verified
APR
6.24%
$3,440
saved per year vs. your rate
Market avg 8.51%2.27% below avg
$486/mo on $25,000 · 60-mo term
Our takeAuto loan starting at 6.24% APR. No origination fee.
7
MY
MyAutoLoan
NMLS verified
APR
6.24%
$3,440
saved per year vs. your rate
Market avg 8.51%2.27% below avg
$486/mo on $25,000 · 60-mo term
Our takeAuto loan starting at 6.49% APR. No origination fee.
8
LI
LightStreamTrusted
NMLS verified
APR
6.49%
$3,378
saved per year vs. your rate
Market avg 8.51%2.02% below avg
$489/mo on $25,000 · 60-mo term
Our takeWell-recognized lender for auto loans — starts at 6.74% APR. No origination fee.
9
CO
Capital OneTrusted
NMLS verified
APR
6.74%
$3,315
saved per year vs. your rate
Market avg 8.51%1.77% below avg
$492/mo on $25,000 · 60-mo term
Our takeWell-recognized lender for auto loans — starts at 6.99% APR. No origination fee.
10
CH
ChaseTrusted
NMLS verified
APR
6.99%
$3,253
saved per year vs. your rate
Market avg 8.51%1.52% below avg
$495/mo on $25,000 · 60-mo term