The dealer rate is rarely the best rate.
Pre-qualifying with an online lender takes 2 minutes. We track 10 lenders daily — a 2% rate difference on a $30K loan saves $2,000+.
The dealer rate is rarely the best rate.
Pre-qualifying with an online lender takes 2 minutes. We track 10 lenders daily — a 2% rate difference on a $30K loan saves $2,000+.
The three accounts worth your time
Ranked by composite score: rate + trust + ease
PenFed Credit Union
PenFed Credit Union Personal Loan
Navy Federal CU
Navy Federal CU Personal Loan
Bank of America
Bank of America Personal Loan
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Showing 10 of 10 auto loans
PenFed Credit Union
PenFed Credit Union Personal Loan
PenFed Credit Union
PenFed Credit Union Personal Loan
Lowest verified APR from a trusted lender — no hidden fees
Navy Federal CU
Navy Federal CU Personal Loan
Navy Federal CU
Navy Federal CU Personal Loan
Trust score 85/100 — strong brand with a rate in the top 2 for this category
Bank of America
Bank of America Personal Loan
Bank of America
Bank of America Personal Loan
Brand trust score 95/100 — one of the most recognized names with a competitive rate
Bank of America
Bank of America Personal Loan
Bank of America
Bank of America Personal Loan
No minimum, no monthly fee, online in minutes
USAA
USAA Personal Loan
USAA
USAA Personal Loan
No minimum, no monthly fee, online in minutes
First Tech FCU
First Tech FCU Personal Loan
First Tech FCU
First Tech FCU Personal Loan
No minimum, no monthly fee, online in minutes
Ally
Ally Personal Loan
No minimum, no monthly fee, online in minutes
Capital One
Capital One Personal Loan
Capital One
Capital One Personal Loan
No minimum, no monthly fee, online in minutes
Chase
Chase Personal Loan
Chase
Chase Personal Loan
No minimum, no monthly fee, online in minutes
LightStream
LightStream Personal Loan
LightStream
LightStream Personal Loan
No minimum, no monthly fee, online in minutes