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Auto Loan Calculator — Monthly Car Payment Calculator
Calculate your exact monthly car payment and total interest for any vehicle price, rate, and term.
Auto Loan Details
$35,000
$
$5,000
$
6.99%
%
$0
$
Results
LiveMonthly Payment
$594
Loan Amount$30,000
Total Repaid$35,634
Total Interest$5,634
Loan Amount$30,000
Monthly Payment$594
Total Repaid$35,634
How to use
Change one assumption at a time to see what moves the answer most.
Frequently Asked Questions
Everything you need to know.
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Why This Matters
Dealerships make more profit on financing than on the car itself. A 7% dealer rate vs 5% credit union rate on a $35,000 vehicle over 60 months costs $1,900 extra. Always get pre-approved before the dealership.
How to Use It
- 1Enter vehicle price and down payment
- 2Enter the loan APR
- 3Set the loan term (36–84 months)
- 4Compare total cost at different terms — longer terms mean more total interest
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