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Investment Fee Calculator How Much Are Fund Fees Costing You?

See how investment fees compound against you over time — and how much more you keep with low-cost index funds.

Total Cost of Fees
$168,566
Total Cost of Fees
$168,566
Portfolio Value With Fees
$1,001,123
Portfolio Value at 0.05% Fee
$1,169,688
Fees as % of Final Portfolio
14.41%
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Diagnostic

Your headline result: $168,566.

Compound growth is the cheapest yield in finance — start earlier, contribute more, pay less in fees.

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Coach Insight

A 1% annual fee vs 0.05% index fund fee on $100,000 over 30 years costs you $164,000 in foregone wealth. Fund fees are the most reliable predictor of future returns — lower fees consistently outperform.

Frequently Asked Questions

Everything you need to know.

Why This Matters

A 1% annual fee vs 0.05% index fund fee on $100,000 over 30 years costs you $164,000 in foregone wealth. Fund fees are the most reliable predictor of future returns — lower fees consistently outperform.

How to Use It

  1. 1Enter your investment amount and annual return
  2. 2Enter your current fund expense ratio
  3. 3Enter a comparison expense ratio (e.g., Vanguard index fund: 0.04%)
  4. 4See the cumulative fee drag over your investment horizon

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