FIRE Number Calculator — Financial Independence Retirement Calculator
Calculate your FIRE number — the exact portfolio size needed for financial independence — and see how many years until you reach it at your current savings rate.
To hit your goal, you need to plan around $1,500,000.
Lock this number into your Money Map and we'll track progress.
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Coach Insight
Financial independence is not about income. It's about the ratio of portfolio to annual spending. The 4% rule gives a precise, research-backed target — and your current trajectory tells you exactly when you'll hit it.
Frequently Asked Questions
Everything you need to know.
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Why This Matters
Financial independence is not about income. It's about the ratio of portfolio to annual spending. The 4% rule gives a precise, research-backed target — and your current trajectory tells you exactly when you'll hit it.
How to Use It
- 1Enter your expected annual spending in retirement
- 2Adjust safe withdrawal rate (4% is the research standard)
- 3Enter current savings and annual investment amount
- 4See your FIRE number and estimated timeline
Find the best account for this goal
Money Map matches your numbers to the strongest available accounts in 90 seconds.
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