SwitchWize
Browse

HYSA vs. Money Market Fund After-Tax Yield Calculator

A high-yield savings account is fully taxable. A Treasury money market fund is partly exempt from state tax. Compare the real after-tax yield for your state.

Money Market Fund Yield After Tax
0.00%
$1,000$5,000,000
0%10%
0%10%
0%100%
0%14%
Treasury Percentage That Actually Counts for Your State
0.00%
HYSA Yield After Tax
3.08%
HYSA — Annual Interest After Tax
$1,540
Money Market Fund — Annual Income After Tax
$0
Top picks right nowSee all →
1
PiBank
PiBank High Yield Savings
4.40%
APY
Apply
2
Newtek Bank
Newtek Bank High Yield Savings
4.20%
APY
Apply
3
CIT Bank
CIT Bank High Yield Savings
4.10%
APY
Apply

Advertising disclosure: SwitchWize may earn a referral fee if you open an account through a link above. This does not affect our rankings. Learn more

Coach Insight

HYSA vs. Money Market Fund — After-Tax Yield Calculator 2026 helps users make a banking & savings decision with clearer numbers, assumptions, and next actions.

Frequently Asked Questions

Everything you need to know.

Why This Matters

HYSA vs. Money Market Fund — After-Tax Yield Calculator 2026 helps users make a banking & savings decision with clearer numbers, assumptions, and next actions.

How to Use It

  1. 1Enter your numbers in the input panel.
  2. 2Review the live results and interpretation on the right.
  3. 3Use the compare outputs to compare options or plan the next step.
  4. 4Use the related links below if you want to move from analysis to action.

Find the best account for this goal

Money Map matches your numbers to the strongest available accounts in 90 seconds.

Find the best account

Ready to take the next step?

Compare rates, run Money Map, or explore the full SwitchWize toolkit.