Borrowing Β· Compare true cost before you sign

Stop paying more than you have to on every payment.

A 1% rate difference on a $30K loan costs $300/year. Compare APR, fees, speed, and qualification fit before you borrow.

People use SwitchWize to compare options faster

What to compare

Compare loans beyond the quoted rate

APR, origination fees, speed, and qualification fit often matter as much as the headline rate.

Estimate monthly loan payment

Use today's illustrative APR to estimate a monthly payment before you compare lenders.

LOAN AMOUNT$15,000
$1,000$50,000
EST. MONTHLY PAYMENT
$283
AT 4.99% APR

Student Loans offer library

Find the right Student Loans option with less guesswork

Use filters to narrow the list, then compare the options that best match your needs. How we rank β†—

Advertising disclosure: Some products on this page are from partners who compensate SwitchWize when you click or apply. This does not affect our editorial rankings or recommendations. All rates shown are from official provider sources. Read our full disclosure

Live Updates Active Β· 3 offers
Earnest

Earnest Student Loans

Top pick

β˜… Best for: Competitive rate with easy online access

Earnest Student Loans stands out for no fees and skip a payment.

APR4.99%
Min. amount$0
Fees$0
UpdatedApr 2, 2026
View details
SoFi Bank

SoFi Private Student Loans

No Fees

β˜… Best for: Competitive rate with easy online access

SoFi Private Student Loans stands out for no fees and unemployment protection.

APR5.74%
Min. amount$0
Fees$0
UpdatedApr 2, 2026
View details
Sallie Mae

Sallie Mae Student Loans

Multiple Repayment Options

β˜… Best for: Competitive rate with easy online access

Sallie Mae Student Loans stands out for multiple repayment options and no origination fee.

APR5.99%
Min. amount$0
Fees$0
UpdatedApr 2, 2026
View details

Editorial Disclosure: SwitchWize may earn a referral fee when you click through to a partner. This does not affect our rankings, which are based on rate, fees, minimum balance, brand trust, and switching friction. Rates are updated daily.

Tools

Tools that help you choose better

Student Loans alerts

Stay ahead of rate changes and standout offers

Get updates on meaningful student loans rate changes and notable offers so you can review opportunities without constant monitoring.

πŸ””Rate alerts

Double opt-in required. No spam. Unsubscribe anytime.

How to choose the right Student Loans

Master your finances with our expert-curated guides and insights.

πŸ”

Compare the Full Cost

Rate is just one factor. Look at fees, minimums, and terms to find the best total value.

βœ…

Verify Credentials

All products on SwitchWize are from FDIC-insured banks or NCUA-insured credit unions.

πŸ“±

Check the Digital Experience

You will interact with this product regularly. Check app store ratings before committing.

πŸ—ΊοΈ

Use Money Map

Our Money Map finds your best match based on your specific financial situation in 90 seconds.

How do you rank Student Loans?β€Ί
We rank by rate, fees, minimum balance, brand trust, and switching friction. Sponsored products are clearly labeled and do not affect organic rankings.
How often are rates updated?β€Ί
Rates are updated daily from official provider sources and available by 6 AM ET each morning.
πŸ—ΊοΈ

Not sure where to start?

Money Map finds your biggest gap in 90 seconds β€” no sign-up required.

Run Money Map