Earnest

Earnest Student Loans

Stable
by Earnest
SW
SwitchWize Expert Verdict

Earnest Student Loans — competitive APR with strong fundamentals.

Earnest Student Loans by Earnest offers a 4.99% APR and consistently ranks among the top options in its category based on our daily rate monitoring.

Bottom line: Earnest Student Loans is a solid choice. Compare it against our top-ranked alternatives to find your best match.
4.99%
APR
#1
Category rank
Min. loan
4.99%
APR · Updated Apr 2
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Soft credit pull to prequalify
Low switching friction
Ranked #1 in Student Loans

Expert Analysis

Earnest Student Loans by Earnest offers a 4.99% APR and consistently ranks among the top options in its category based on our daily rate monitoring.

SwitchWize Research

Best for

  • Savers looking for a competitive APR from a trusted institution

Not ideal for

  • Borrowers or savers who need the absolute top rate in the market