Our takeRanked for APY, trust, and ease of opening.
1
ZB
Zynlo BankTop rate
FDIC insuredNo minimum
APY
3.90%
+$870
more per year vs your bank
your rate 0.42%top 3.90%
15 money-market accounts · Updated daily
The best money-market accounts — ranked by rate, trust, and access
Set your balance and current bank rate — every account shows check-writing access, minimum requirements, and the exact dollars you gain per year by switching.
Independent rankingsMethodology →
How we rankWe rank by total value — not the headline teaser rateSponsored offers are labeled and never ranked higher for payingEvery account here is FDIC-insured to $250,000Methodology →
Want a higher APY without check writing?Compare high-yield savings →
Your balance$25,000
Your bank pays0.42%
0%Set your rate5%
Annual opportunity
$870/yr
The top account pays 3.90% APY — 9.3x your current rate. Switching is free and FDIC-insured.
Advertising disclosure: Some products are from partners. This does not affect rankings.
Full disclosure →Showing 15 money-market accounts
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Our takeRanked for APY, trust, and ease of opening.
2
QB
Quontic Bank
FDIC insured$100 min
APY
3.80%
+$845
more per year vs your bank
your rate 0.42%top 3.80%
Our takeRanked for APY, trust, and ease of opening.
3
CB
CFG Bank
FDIC insured$1,000 min
APY
3.80%
+$845
more per year vs your bank
your rate 0.42%top 3.80%
Our takeRanked for APY, trust, and ease of opening.
4
SM
Sallie Mae BankTrusted
FDIC insuredNo minimum
APY
3.75%
+$833
more per year vs your bank
your rate 0.42%top 3.75%
Our takeRanked for APY, trust, and ease of opening.
5
PA
Prime Alliance Bank
FDIC insuredNo minimum
APY
3.75%
+$833
more per year vs your bank
your rate 0.42%top 3.75%
Our takeRanked for APY, trust, and ease of opening.
6
VB
Vio BankTrusted
FDIC insured$100 min
APY
3.60%
+$795
more per year vs your bank
your rate 0.42%top 3.60%
Our takeRanked for APY, trust, and ease of opening.
7
BA
BankPurely
FDIC insured$25,000 min
APY
3.50%
+$770
more per year vs your bank
your rate 0.42%top 3.50%
Our takeRanked for APY, trust, and ease of opening.
8
UD
UFB DirectTrusted
FDIC insuredNo minimum
APY
3.26%
+$710
more per year vs your bank
your rate 0.42%top 3.26%
Our takeRanked for APY, trust, and ease of opening.
9
VI
VirtualBank
FDIC insuredNo minimum
APY
3.25%
+$708
more per year vs your bank
your rate 0.42%top 3.25%
Our takeRanked for APY, trust, and ease of opening.
10
FD
FNBO Direct
FDIC insuredNo minimum
APY
3.25%
+$708
more per year vs your bank
your rate 0.42%top 3.25%