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Investing & RetirementInvesting & Wealth
529 College Savings Calculator
Calculate how much to save monthly for college and see how a 529 plan grows over time.
College Savings Details
5
$35,000
$
$5,000
$
5%
%
7%
%
Results
LiveProjected 4-Year Cost
$263,991
Years Until College13
Current Savings at College$12,049
Monthly Savings Needed$995
Years Until College13
Projected 4-Year Cost$263,991
Current Savings at College$12,049
How to use
Change one assumption at a time to see what moves the answer most.
Frequently Asked Questions
Everything you need to know.
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Why This Matters
Average 4-year public university cost in 2026: $110,000. Private: $240,000. Starting a 529 plan at birth vs at age 10 — same contribution — produces dramatically different outcomes. Starting early is the entire game.
How to Use It
- 1Enter your child's current age and target college start age
- 2Enter a monthly savings amount or target amount
- 3Set expected return (529 plans hold investments)
- 4See projected balance and whether it covers projected tuition
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