Estimate protection needs, coverage gaps, and insurance tradeoffs without false precision.
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16
Live
4
Rates
15
Embeds
Cards show what the calculator decides, the inputs it needs, and where the result should lead next.
Calculator library
Compare deductible options by premium savings, extra claim exposure, emergency fund coverage, expected annual value, and break-even years before raising your auto insurance deductible.
Decides
annual savings | expected net benefit | break-even years
Compare HDHP/HSA and PPO plans after premiums, deductibles, out-of-pocket maximums, employer HSA money, tax savings, expected medical use, worst-case exposure, and cash-reserve readiness.
Decides
HDHP net cost | PPO net cost | HDHP savings
Compare pet insurance with self-insuring after premiums, deductible, reimbursement rate, annual caps, expected vet bills, emergency vet stress, cash reserve, and break-even bill size.
Decides
insured out-of-pocket | net benefit | emergency reimbursement
Size renters insurance after belongings, deductible, liability coverage, loss-of-use needs, emergency cash, replacement-cost gap, and total-loss affordability.
Decides
monthly premium | cost per coverage | replacement gap
Estimate a conditional 2027 Marketplace credit in the ordinary 100%–400% income range for the 48 states and DC. Other eligibility rules still apply.
Decides
conditional credit | after-credit premium | income room
Estimate a care budget and funding gap using entered costs, usable benefits, insurance and annual inflation.
Decides
monthly net care need | funding gap | savings runway
Compare entered premiums and care costs with policy benefits after an entered waiting period.
Decides
inflated benefit | total benefit available | care gap after policy
Estimate five-year auto ownership cost from entered depreciation, financing, insurance, fuel, maintenance, taxes, and fees.
Decides
Primary result | Risk note | Next action
Build an education-only DIME-style starting estimate including caregiving, final expenses, existing coverage, and survivor resources.
Decides
Primary result | Risk note | Next action
Estimate essential-expense coverage using gross policy-covered income, replacement percentage, benefit cap, waiting period, and entered tax treatment.
Decides
Primary result | Risk note | Next action
Estimate what it would cost to rebuild your home, compare it with your dwelling coverage limit, and see how the common 80 percent rule could change a partial claim.
Decides
rebuild cost | coverage gap | limit as share of rebuild cost
Compare a higher home-insurance deductible quote with the current premium and cash reserve for one modeled claim.
Decides
Required monthly amount | Projected gap | Target date
Compare total entered auto costs with a user-selected share-of-take-home-pay budget.
Decides
Primary result | Risk note | Next action
Compare net worth with a conservative modeled liability limit using the lower auto or home base limit plus umbrella coverage.
Decides
Primary result | Risk note | Next action
Illustrate the future value of the signed premium difference between entered term and whole-life scenarios.
Decides
Winning option | Dollar difference | Break-even point
Compare entered liability limits with assets at risk and an optional cash buffer to screen a simplified umbrella-insurance coverage benchmark.
Decides
Required monthly amount | Projected gap | Target date