Life Insurance Need Calculator (DIME)
Calculate exactly how much life insurance you need using the DIME formula — Debt, Income, Mortgage, Education.
Decides
Primary result | Risk note | Next action
Estimate protection needs, coverage gaps, and insurance tradeoffs without false precision.
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Rates
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Embeds
Cards show what the calculator decides, the inputs it needs, and where the result should lead next.
Calculator library
Calculate exactly how much life insurance you need using the DIME formula — Debt, Income, Mortgage, Education.
Decides
Primary result | Risk note | Next action
If you could not work, how long would you last and how big is the income gap? Computes your net benefit, monthly shortfall, emergency-fund runway, and protection gap.
Decides
Primary result | Risk note | Next action
Auto Insurance Deductible helps compare the dollars, timing, and tradeoffs behind this financial decision.
Decides
Required monthly amount | Projected gap | Target date
Emergency Coverage Gap models an advanced financial scenario with clear dollar impact, timing, and action tradeoffs.
Decides
Required monthly amount | Projected gap | Target date
HDHP/HSA vs PPO helps compare the dollars, timing, and tradeoffs behind this financial decision.
Decides
Winning option | Dollar difference | Break-even point
Homeowners Deductible helps compare the dollars, timing, and tradeoffs behind this financial decision.
Decides
Required monthly amount | Projected gap | Target date
Liability Exposure models an advanced financial scenario with clear dollar impact, timing, and action tradeoffs.
Decides
Primary result | Risk note | Next action
Long-Term Care Insurance models an advanced financial scenario with clear dollar impact, timing, and action tradeoffs.
Decides
Required monthly amount | Projected gap | Target date
Pet Insurance helps compare the dollars, timing, and tradeoffs behind this financial decision.
Decides
Required monthly amount | Projected gap | Target date
Renters Insurance models an advanced financial scenario with clear dollar impact, timing, and action tradeoffs.
Decides
Required monthly amount | Projected gap | Target date
Term vs Whole Life helps compare the dollars, timing, and tradeoffs behind this financial decision.
Decides
Winning option | Dollar difference | Break-even point
Umbrella Insurance models an advanced financial scenario with clear dollar impact, timing, and action tradeoffs.
Decides
Required monthly amount | Projected gap | Target date