USAA vs Wells Fargo
USAA BALANCE-TRANSFER pays 10.40% APR vs. Wells Fargo BALANCE-TRANSFER's 17.49%. USAA BALANCE-TRANSFER wins on rate; Wells Fargo BALANCE-TRANSFER carries a stronger brand reputation.
Option A
USAA
10.40%
APR
- Min
- $0
- Fee
- $0/mo
Best for: Must be a USAA member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents.
Open with USAA →Option B
Wells Fargo
17.49%
APR
- Min
- $0
- Fee
- $0/mo
Best for: Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
Open with Wells Fargo →How this comparison was built
Rates and fees are pulled from each provider's published rate disclosures and reviewed by our product data pipeline. The verdict above is generated from the verified data — we don't accept payments to influence rankings. Last refreshed 9/6/2026.