American Express vs Wells Fargo
Wells Fargo CASHBACK pays 18.49% APR; American Express CASHBACK pays 19.49%. Trade-offs depend on what you prioritize — see the breakdown below.
Option A
American Express
19.49%
APR
- Min
- $0
- Fee
- $0/mo
Best for: Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
Open with American Express →Option B
Wells Fargo
18.49%
APR
- Min
- $0
- Fee
- $0/mo
Best for: Apply and find out your welcome offer. As High As $300 cash back* after you spend $3,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not
Open with Wells Fargo →How this comparison was built
Rates and fees are pulled from each provider's published rate disclosures and reviewed by our product data pipeline. The verdict above is generated from the verified data — we don't accept payments to influence rankings. Last refreshed 9/6/2026.