The best money-market account pays 4.03% APY.
We rank 15 money-market accounts daily. Your bank probably pays 0.46%.
The best money-market account pays 4.03% APY.
We rank 15 money-market accounts daily. Your bank probably pays 0.46%.
The three accounts worth your time
Ranked by composite score: rate + trust + ease
Vio Bank
Vio Bank Money Market
Zynlo Bank
Zynlo Bank Money Market
Quontic Bank
Quontic Bank Money Market
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Showing 15 of 15 money market
Vio Bank
Vio Bank Money Market
Vio Bank
Vio Bank Money Market
Solid 3.60% APY with just $100 minimum from a division of FDIC-insured MidFirst Bank — pure yield, no extras.
Zynlo Bank
Zynlo Bank Money Market
Zynlo Bank
Zynlo Bank Money Market
Top rate with zero minimum and a built-in rewards program — also links to a 2.00% APY checking account.
Quontic Bank
Quontic Bank Money Market
Quontic Bank
Quontic Bank Money Market
Matches the top MMA rate while also giving you a debit card and check writing — rare at this yield.
CFG Bank
CFG Bank Money Market
CFG Bank
CFG Bank Money Market
Competitive 3.80% APY for balances of $1,000 or more — straightforward savings with no extra complexity.
Prime Alliance Bank
Prime Alliance Bank Money Market
Prime Alliance Bank
Prime Alliance Bank Money Market
Strong 3.75% APY with zero minimum balance — ideal if you don't need card or check access.
Sallie Mae Bank
Sallie Mae Bank Money Market
Sallie Mae Bank
Sallie Mae Bank Money Market
Zero minimum, check writing, and 3.55% APY — all from a well-known FDIC-insured bank.
BankPurely
BankPurely Money Market
BankPurely
BankPurely Money Market
Index-linked rates and free Allpoint ATM access — built for larger balances seeking consistent yield.
UFB Direct
UFB Direct Money Market
UFB Direct
UFB Direct Money Market
Full banking access — debit card, checks, 91,000 ATMs — with no fee if you keep $5,000.
VirtualBank
VirtualBank Money Market
VirtualBank
VirtualBank Money Market
No-frills online savings at 3.25% APY with a low $100 entry point and zero monthly fees.
Ally
Ally Money Market
Ally
Ally Money Market
Trusted national brand with debit card plus checks, zero fees, and a top-rated mobile app.