Popular Direct Certificate of Deposit
The product page returned a 404 error, so no CD rates, terms, fees, or requirements could be retrieved. No verified APY was provided. This review cannot be completed with accurate data until the page is restored.
- No monthly maintenance fee
- FDIC insured up to $250,000
- No ATM access
| Term | APY |
|---|---|
| 3 months | 3.90% |
| 6 months | 4.10% |
| 1 year | 4.05% |
| 1.5 years | 3.90% |
| 2 years | 3.85% |
| 3 years | 3.85% |
| 5 years | 3.30% |
The product page is currently unavailable (404 error). Visit populardirect.com/products/cds/ directly or call 1-800-274-5696 to open an account or obtain current terms.
We cannot publish a meaningful rate analysis for this Popular Direct CD because the product page returned a 404 error and no VERIFIED_APY was supplied. Without a confirmed APY, we are unable to benchmark this CD against the current national CD category average or assign it a competitive rank in our database. For context, the Fed Funds Rate sits at 3.63% — meaning a competitive CD should ideally offer a yield at or above that level to deliver a positive real-yield spread after inflation. Popular Direct has historically appeared in top-CD rankings, and Popular Bank is a well-capitalized, FDIC-insured institution with roughly $15 billion in assets, which speaks to stability. However, rates change frequently, and we will not estimate or carry forward a stale figure. SwitchWize will update this review as soon as a valid rate is confirmed from our daily database or the product page is restored. Check back shortly, or use the link above to verify the current rate directly with Popular Direct.
Rates are sourced from Bankrate and verified by SwitchWize. SwitchWize may earn a referral fee when you click through to a partner. Content is for informational purposes only and does not constitute financial advice. Verify current rates directly with the institution before opening an account.