Certificate of Deposit

Barclays Certificate of Deposit

FDIC Insured·Rate verified by SwitchWize

APY

3.50%

Annual Percentage Yield

CD Terms & Rates

Term	APY
6 months	3.50%
1 year	3.25%
1.5 years	3.00%
2 years	3.00%
3 years	2.50%
5 years	2.00%

Pros

Barclays doesn’t have a minimum deposit requirement.
Barclays offers a competitive yield.
Interest on Barclays CDs compounds daily.
Offers a 14-day grace period in which funds can be withdrawn from the CD without penalties.

Cons

Barclays doesn’t have competitive yields on CDs with terms under a year.
The bank does not offer any special CDs, such as bump-up or step-up CDs.

Rate History (Last 30 Days)

2026-04-222026-05-06

Rates are sourced from Bankrate and verified by SwitchWize. SwitchWize may earn a referral fee when you click through to a partner. Content is for informational purposes only and does not constitute financial advice. Verify current rates directly with the institution before opening an account.