Rates updated · 71 banks tracked
Marcus by Goldman Sachs CD rates: 4.40% APY best term
Marcus by Goldman Sachs’s best tracked CD pays 4.40% across 5 terms — ranking in the top quartile of the 71 banks SwitchWize tracks CD rates for, where the best available rate is 4.83%. (Updated October 12, 2026.)
Marcus by Goldman Sachs CD rates by term
| Term | APY |
|---|---|
| 6 months | 3.95% |
| 9 months | 4.30% |
| 1 year | 4.40%Best |
| 18 months | 4.40%Best |
| 2 years | 4.40%Best |
Is Marcus by Goldman Sachs a good CD rate? Not really. At 4.40% its best CD trails the 4.83% best available tracked rate, leaving about $108 a year on the table on a $25,000 deposit.
The gap, in your dollars
At 4.40%, $25,000 earns $1,100/yr here versus $1,208/yr at the field leader — a $108/yr difference.
See your exact number →Higher-paying CD alternatives we track
Rates subject to change. Verify before opening a CD.
Frequently asked questions
What is Marcus by Goldman Sachs's best CD rate?▾
Marcus by Goldman Sachs's best tracked CD rate is 4.40% APY as of October 12, 2026, across 5 terms SwitchWize tracks for this bank.
Is Marcus by Goldman Sachs's CD rate good?▾
Marcus by Goldman Sachs's best CD rate ranks in the top quartile of tracked banks. The best available tracked rate is 4.83% and the FDIC national savings average is 0.38%.
Which banks pay more than Marcus by Goldman Sachs on CDs?▾
Higher-paying tracked options include eaglebank, america first fcu, cfg. Compare rates at /cds to find the best current option.
General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.