Rate updated · 103 banks tracked
Marcus by Goldman Sachs savings account rate: 3.40% APY
Marcus by Goldman Sachs pays 3.40% on its savings account — ranking in the upper half of the 103 banks SwitchWize tracks, where the best available rate is 4.28%. (Updated August 2, 2026.)
Is Marcus by Goldman Sachs a good savings rate? Not really. At 3.40% it trails the 4.28% best available rate, leaving about $221 a year on the table on a $25,000 balance.
The gap, in your dollars
At 3.40%, $25,000 earns $850/yr here versus $1,071/yr at the field leader — a $221/yr difference.
See your exact number →Higher-paying alternatives we track
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Frequently asked questions
What is Marcus by Goldman Sachs's savings account interest rate?▾
Marcus by Goldman Sachs pays 3.40% APY on its savings account as of August 2, 2026, based on rates SwitchWize tracks across 103 banks.
Is Marcus by Goldman Sachs's savings rate good?▾
Marcus by Goldman Sachs's 3.40% ranks in the upper half of tracked banks. The best available rate is 4.28% and the FDIC national average is 0.38%.
Which banks pay more than Marcus by Goldman Sachs?▾
Higher-paying tracked options include barclays, etrade, salem five. Compare rates at /banks to find the best current option.
General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.