Rate updated · 63 banks tracked
E*TRADE savings account rate: 3.75% APY
E*TRADE pays 3.75% on its savings account — ranking in the upper half of the 63 banks SwitchWize tracks, where the best available rate is 4.32%. (Updated October 31, 2026.)
Is E*TRADE a good savings rate? Not really. At 3.75% it trails the 4.32% best available rate, leaving about $142 a year on the table on a $25,000 balance.
The gap, in your dollars
At 3.75%, $25,000 earns $938/yr here versus $1,079/yr at the field leader — a $142/yr difference.
See your exact number →Higher-paying alternatives we track
Rates subject to change. Verify before switching.
Frequently asked questions
What is E*TRADE's savings account interest rate?▾
E*TRADE pays 3.75% APY on its savings account as of October 31, 2026, based on rates SwitchWize tracks across 63 banks.
Is E*TRADE's savings rate good?▾
E*TRADE's 3.75% ranks in the upper half of tracked banks. The best available rate is 4.32% and the FDIC national average is 0.38%.
Which banks pay more than E*TRADE?▾
Higher-paying tracked options include western alliance, forbright, old national bank. Compare rates at /banks to find the best current option.
General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.