Reference dataHigh-yield savings up to 4.20% APY · 30-yr market average 6.66% APRIndependent rankingsNo paid organic rankingsRates temporarily unavailable — showing reference data

Financial Decisions, Made Clearer

Live Rates · 64 banks tracked

Bank savings account rates

Every institution SwitchWize tracks, sorted by APY. Click any bank to see its rate, percentile rank, and how it compares to the field.

Best available APY

4.20%

Updated

September 17, 2026

Bank	APY	FDIC
Newtek Bank	4.2%	✓
PiBank	4.1%	✓
Mitten	4.01%	—
Accordia	4%	—
Limelight Bank	4%	✓
Western State Bank	4%	✓
Bread Savings	3.95%	✓
TAB Bank	3.95%	✓
Vio Bank	3.95%	✓
EverBank	3.9%	✓
Popular Direct	3.9%	✓
Forbright Bank	3.85%	✓
Old National Bank	3.85%	✓
Primis Bank	3.85%	✓
Zynlo Bank	3.85%	✓
Openbank	3.8%	✓
Western Alliance Bank	3.8%	✓
Axos Bank	3.75%	✓
BrioDirect	3.75%	✓
CIT Bank	3.75%	✓
Prime Alliance Bank	3.75%	✓
Sallie Mae Bank	3.75%	✓
EagleBank	3.7%	✓
Texas Capital	3.65%	—
Salem Five Direct	3.51%	✓
E*TRADE	3.5%	✓
Marcus by Goldman Sachs	3.4%	✓
Customers Bank	3.38%	✓
DollarSavingsDirect	3.35%	✓
MySavingsDirect	3.35%	✓
Robinhood	3.35%	—
Synchrony	3.3%	✓
Valley Direct	3.3%	✓
Wealthfront	3.3%	—
Betterment	3.25%	—
Barclays	3.2%	✓
Flagstar Bank	3.2%	✓
PNC Bank	3.15%	✓
SoFi	3.1%	✓
Apple Bank	3.03%	✓
Ally	3%	✓
Alto Bank	3%	✓
American Express	3%	✓
Capital One	3%	✓
LendingClub	3%	✓
NBKC Bank	3%	✓
Citizens Access	2.8%	✓
East West Bank	2.5%	✓
Wintrust Bank	2%	✓
Cash App	1.5%	✓
First Horizon Bank	0.25%	✓
SouthState Bank	0.15%	✓
First Citizens Bank	0.1%	✓
HSBC Bank	0.1%	✓
U.S. Bank	0.05%	✓
Washington Savings Bank	0.05%	—
KeyBank	0.02%	✓
BMO	0.01%	—
Citizens	0.01%	✓
Fifth Third Bank	0.01%	✓
Huntington Bank	0.01%	✓
M&T Bank	0.01%	✓
Regions Bank	0.01%	✓
Truist	0.01%	✓

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