Rates updated June 18, 2026 · 87 banks tracked

Bank savings account rates

Every institution SwitchWize tracks, sorted by APY. Click any bank to see its rate, percentile rank, and how it compares to the field.

Bank	APY	FDIC
Suncoast Credit Union	4.5%	—
PiBank	4.4%	✓
Newtek Bank	4.2%	✓
Forbright Bank	4.15%	✓
CIT Bank	4.1%	✓
Vio Bank	4.01%	✓
Bread Savings	4%	✓
LendingClub	4%	✓
EverBank	3.9%	✓
Limelight Bank	3.9%	✓
Popular Direct	3.9%	✓
Primis Bank	3.85%	✓
Zynlo Bank	3.85%	✓
Live Oak Bank	3.8%	✓
Openbank	3.8%	✓
Western Alliance Bank	3.8%	✓
Axos Bank	3.75%	✓
BrioDirect	3.75%	✓
Prime Alliance Bank	3.75%	✓
Rising Bank	3.75%	✓
Rising Bank	3.75%	✓
Sallie Mae Bank	3.75%	✓
EagleBank	3.7%	✓
Barclays	3.65%	✓
TAB Bank	3.61%	✓
Langley FCU	3.6%	—
North American Savings Bank	3.6%	✓
Salem Five Direct	3.51%	✓
E*TRADE	3.5%	✓
Marcus by Goldman Sachs	3.4%	✓
Valley Direct	3.4%	✓
Valley Direct	3.4%	✓
Customers Bank	3.38%	✓
DollarSavingsDirect	3.35%	✓
MySavingsDirect	3.35%	✓
Quorum Federal Credit Union	3.3%	—
SoFi	3.3%	✓
Synchrony	3.3%	✓
Wealthfront	3.3%	—
Cash App	3.25%	✓
American Express	3.2%	✓
Apple Bank	3.03%	✓
Alliant Credit Union	3.01%	—
Ally	3%	✓
Alto Bank	3%	✓
Capital One	3%	✓
Citizens Access	3%	✓
Emigrant Direct	3%	✓
FNBO Direct	3%	✓
PenFed Credit Union	2.7%	—
Varo Bank	2.5%	✓
First National Bank of America	2.25%	✓
BankUnited	2.1%	✓
Cross River Bank	1.75%	✓
Bank5 Connect	1.5%	✓
iGObanking	1.5%	✓
Banesco USA	1.35%	✓
Emigrant Bank	1%	✓
Goldwater Bank	1%	✓
First Internet Bank of Indiana	0.8%	✓
Chime	0.75%	—
GTEFinancial	0.5%	✓
Navy Federal CU	0.25%	—
Northpointe Bank	0.25%	✓
Ridgewood Savings Bank	0.25%	✓
State Employees' Credit Union	0.25%	—
WebBank	0.25%	✓
BECU	0.2%	✓
Charles Schwab	0.15%	✓
America First FCU	0.05%	—
Applied Bank	0.05%	✓
Citizens Trust Bank	0.05%	✓
Mountain America Credit Union	0.05%	—
Patelco Credit Union	0.05%	—
Provident Bank	0.05%	✓
Third Federal Savings and Loan	0.05%	✓
Bank of America	0.04%	✓
Citi	0.03%	✓
Citibank	0.03%	✓
TD Bank	0.02%	✓
Zions Bank	0.02%	✓
Bank of Hope	0.01%	✓
Chase	0.01%	✓
Connexus Credit Union	0.01%	—
USAA	0.01%	✓
Webster Bank	0.01%	✓
Wells Fargo	0.01%	✓

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