Live Rates · 103 banks tracked

Bank savings account rates

Every institution SwitchWize tracks, sorted by APY. Click any bank to see its rate, percentile rank, and how it compares to the field.

Best available APY

4.50%

Updated

August 3, 2026

Bank	APY	FDIC
Suncoast Credit Union	4.5%	—
Newtek Bank	4.2%	✓
Forbright Bank	4.15%	✓
CIT Bank	4.1%	✓
PiBank	4.1%	✓
Vio Bank	4.01%	✓
First National Bank of America	4%	✓
LendingClub	4%	✓
Limelight Bank	4%	—
Valley Direct	4%	✓
Vio Bank	4%	✓
Bread Savings	3.95%	✓
EverBank	3.9%	✓
Limelight Bank	3.9%	✓
Popular Direct	3.9%	✓
Primis Bank	3.85%	✓
Zynlo Bank	3.85%	✓
Live Oak	3.8%	—
Live Oak Bank	3.8%	✓
Openbank	3.8%	✓
Western Alliance Bank	3.8%	✓
Axos Bank	3.75%	✓
BrioDirect	3.75%	✓
Prime Alliance Bank	3.75%	✓
Rising Bank	3.75%	✓
Rising Bank	3.75%	✓
Sallie Mae Bank	3.75%	✓
EagleBank	3.7%	✓
TAB Bank	3.61%	✓
TAB Bank	3.61%	✓
Langley FCU	3.6%	—
North American Savings Bank	3.6%	✓
Salem Five Direct	3.51%	✓
Barclays	3.5%	✓
E*TRADE	3.5%	✓
Marcus by Goldman Sachs	3.4%	✓
Valley Direct	3.4%	✓
Customers Bank	3.38%	✓
DollarSavingsDirect	3.35%	✓
MySavingsDirect	3.35%	✓
Robinhood	3.35%	—
Quorum Federal Credit Union	3.3%	—
SoFi	3.3%	✓
Synchrony	3.3%	✓
Wealthfront	3.3%	—
Cash App	3.25%	✓
PNC Bank	3.15%	✓
Apple Bank	3.03%	✓
Alliant Credit Union	3.01%	—
Ally	3%	✓
Alto Bank	3%	✓
Capital One	3%	✓
Citizens Access	3%	✓
Emigrant Direct	3%	✓
FNBO Direct	3%	✓
Citizens Access	2.8%	—
PenFed Credit Union	2.7%	—
BankUnited	2.1%	✓
Cross River Bank	1.75%	✓
Bank5 Connect	1.5%	✓
iGObanking	1.5%	✓
Banesco USA	1.35%	✓
Emigrant Bank	1%	✓
Goldwater Bank	1%	✓
Varo Bank	1%	✓
First Internet Bank of Indiana	0.8%	✓
Chime	0.75%	—
GTE Financial	0.5%	✓
Navy Federal CU	0.25%	—
Northpointe Bank	0.25%	✓
Ridgewood Savings Bank	0.25%	✓
State Employees' Credit Union	0.25%	—
WebBank	0.25%	✓
BECU	0.2%	✓
Charles Schwab	0.15%	✓
America First FCU	0.05%	—
Applied Bank	0.05%	✓
Citizens Trust Bank	0.05%	✓
Mountain America Credit Union	0.05%	—
Patelco Credit Union	0.05%	—
Provident Bank	0.05%	✓
Third Federal Savings and Loan	0.05%	✓
Third Federal Savings & Loan	0.05%	✓
U.S. Bank	0.05%	✓
Bank of America	0.04%	✓
Citi	0.03%	✓
Citibank	0.03%	✓
KeyBank	0.02%	✓
TD Bank	0.02%	✓
Zions Bank	0.02%	✓
Bank of Hope	0.01%	✓
BMO	0.01%	—
Chase	0.01%	✓
Citizens	0.01%	✓
Connexus Credit Union	0.01%	—
Fifth Third Bank	0.01%	✓
Huntington Bank	0.01%	✓
M&T Bank	0.01%	✓
Regions Bank	0.01%	✓
Truist	0.01%	✓
USAA	0.01%	✓
Webster Bank	0.01%	✓
Wells Fargo	0.01%	✓

See your gap

How much is your bank costing you?

The Money Map calculates your exact savings gap in 90 seconds. No account required.

Run Money Map →Bank Gap Index →