Rate updated · 63 banks tracked
Valley Direct savings account rate: 3.30% APY
Valley Direct pays 3.30% on its savings account — ranking in the lower half of the 63 banks SwitchWize tracks, where the best available rate is 4.33%. (Updated November 1, 2026.)
Is Valley Direct a good savings rate? Not really. At 3.30% it trails the 4.33% best available rate, leaving about $258 a year on the table on a $25,000 balance.
The gap, in your dollars
At 3.30%, $25,000 earns $825/yr here versus $1,083/yr at the field leader — a $258/yr difference.
See your exact number →Higher-paying alternatives we track
Rates subject to change. Verify before switching.
Frequently asked questions
What is Valley Direct's savings account interest rate?▾
Valley Direct pays 3.30% APY on its savings account as of November 1, 2026, based on rates SwitchWize tracks across 63 banks.
Is Valley Direct's savings rate good?▾
Valley Direct's 3.30% ranks in the lower half of tracked banks. The best available rate is 4.33% and the FDIC national average is 0.38%.
Which banks pay more than Valley Direct?▾
Higher-paying tracked options include dollarsavingsdirect, mysavingsdirect, barclays. Compare rates at /banks to find the best current option.
General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.