Rate updated · 63 banks tracked
Texas Capital savings account rate: 3.85% APY
Texas Capital pays 3.85% on its savings account — ranking in the upper half of the 63 banks SwitchWize tracks, where the best available rate is 4.33%. (Updated November 1, 2026.)
Is Texas Capital a good savings rate? Not really. At 3.85% it trails the 4.33% best available rate, leaving about $121 a year on the table on a $25,000 balance.
The gap, in your dollars
At 3.85%, $25,000 earns $963/yr here versus $1,083/yr at the field leader — a $121/yr difference.
See your exact number →Higher-paying alternatives we track
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Frequently asked questions
What is Texas Capital's savings account interest rate?▾
Texas Capital pays 3.85% APY on its savings account as of November 1, 2026, based on rates SwitchWize tracks across 63 banks.
Is Texas Capital's savings rate good?▾
Texas Capital's 3.85% ranks in the upper half of tracked banks. The best available rate is 4.33% and the FDIC national average is 0.38%.
Which banks pay more than Texas Capital?▾
Higher-paying tracked options include popular direct, prime alliance, tab. Compare rates at /banks to find the best current option.
General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.