Rate updated June 18, 2026 · 87 banks tracked

LendingClub savings account rate: 4% APY

Q: What is LendingClub's savings account interest rate?

LendingClub pays 4% APY on its Savings Account as of June 18, 2026, based on rates SwitchWize tracks across 87 banks.

Q: Which banks pay more than LendingClub?

Higher-paying tracked options include vio (3.9%), cit-bank (3.9%), and forbright (3.9%).

LendingClub pays 4% on its savings account — ranking in the top 10th percentile of the 87 banks SwitchWize tracks, where the top available rate is 3.9%. (Updated June 18, 2026.)

Already competitive

LendingClub's 4% meets or beats the top-decile threshold. No gap on this one.

Is it safe to switch? Any FDIC-insured bank carries the same federal deposit protection — the same coverage big banks carry. Verify LendingClub and alternatives →

Frequently asked questions

What is LendingClub's savings account interest rate?▾

LendingClub pays 4% APY on its savings account as of June 18, 2026, based on rates SwitchWize tracks across 87 banks.

Is LendingClub's savings rate good?▾

LendingClub's 4% ranks in the top 10th percentile of tracked banks. The top available rate is 3.9% and the big-bank median is 3%.

Which banks pay more than LendingClub?▾

Higher-paying tracked options include vio, cit bank, forbright. Compare rates at /banks to find the best current option.

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General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.