Rate updated · 63 banks tracked
PNC Bank savings account rate: 3.15% APY
PNC Bank pays 3.15% on its savings account — ranking in the lower half of the 63 banks SwitchWize tracks, where the best available rate is 4.22%. (Updated August 22, 2026.)
Is PNC Bank a good savings rate? Not really. At 3.15% it trails the 4.22% best available rate, leaving about $267 a year on the table on a $25,000 balance.
The gap, in your dollars
At 3.15%, $25,000 earns $788/yr here versus $1,054/yr at the field leader — a $267/yr difference.
See your exact number →Higher-paying alternatives we track
Rates subject to change. Verify before switching.
Frequently asked questions
What is PNC Bank's savings account interest rate?▾
PNC Bank pays 3.15% APY on its savings account as of August 22, 2026, based on rates SwitchWize tracks across 63 banks.
Is PNC Bank's savings rate good?▾
PNC Bank's 3.15% ranks in the lower half of tracked banks. The best available rate is 4.22% and the FDIC national average is 0.38%.
Which banks pay more than PNC Bank?▾
Higher-paying tracked options include flagstar, sofi, valley direct. Compare rates at /banks to find the best current option.
General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.