Rate updated · 64 banks tracked

First Horizon Bank savings account rate: 0.25% APY

First Horizon Bank pays 0.25% on its savings account — ranking in the bottom quartile of the 64 banks SwitchWize tracks, where the best available rate is 4.10%. (Updated September 16, 2026.)

Is First Horizon Bank a good savings rate? Not really. At 0.25% it trails the 4.10% best available rate, leaving about $963 a year on the table on a $25,000 balance.

The gap, in your dollars

At 0.25%, $25,000 earns $63/yr here versus $1,026/yr at the field leader — a $963/yr difference.

See your exact number →

Higher-paying alternatives we track

Rates subject to change. Verify before switching.

Is it safe to switch? Any FDIC-insured bank carries the same federal deposit protection — the same coverage big banks carry. Verify First Horizon Bank and alternatives →

Frequently asked questions

What is First Horizon Bank's savings account interest rate?

First Horizon Bank pays 0.25% APY on its savings account as of September 16, 2026, based on rates SwitchWize tracks across 64 banks.

Is First Horizon Bank's savings rate good?

First Horizon Bank's 0.25% ranks in the bottom quartile of tracked banks. The best available rate is 4.10% and the FDIC national average is 0.38%.

Which banks pay more than First Horizon Bank?

Higher-paying tracked options include cash app, wintrust, east west bank. Compare rates at /banks to find the best current option.

General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.