Rate updated · 103 banks tracked
Cash App savings account rate: 3.25% APY
Cash App pays 3.25% on its savings account — ranking in the upper half of the 103 banks SwitchWize tracks, where the best available rate is 4.28%. (Updated August 2, 2026.)
Is Cash App a good savings rate? Not really. At 3.25% it trails the 4.28% best available rate, leaving about $258 a year on the table on a $25,000 balance.
The gap, in your dollars
At 3.25%, $25,000 earns $813/yr here versus $1,071/yr at the field leader — a $258/yr difference.
See your exact number →Higher-paying alternatives we track
Rates subject to change. Verify before switching.
Frequently asked questions
What is Cash App's savings account interest rate?▾
Cash App pays 3.25% APY on its savings account as of August 2, 2026, based on rates SwitchWize tracks across 103 banks.
Is Cash App's savings rate good?▾
Cash App's 3.25% ranks in the upper half of tracked banks. The best available rate is 4.28% and the FDIC national average is 0.38%.
Which banks pay more than Cash App?▾
Higher-paying tracked options include quorum fcu, sofi, synchrony. Compare rates at /banks to find the best current option.
General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.