Rate updated · 103 banks tracked

Apple Bank savings account rate: 3.03% APY

Apple Bank pays 3.03% on its savings account — ranking in the upper half of the 103 banks SwitchWize tracks, where the best available rate is 4.28%. (Updated May 11, 2026.)

Is Apple Bank a good savings rate? Not really. At 3.03% it trails the 4.28% best available rate, leaving about $313 a year on the table on a $25,000 balance.

The gap, in your dollars

At 3.03%, $25,000 earns $758/yr here versus $1,071/yr at the field leader — a $313/yr difference.

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Higher-paying alternatives we track

Rates subject to change. Verify before switching.

Is it safe to switch? Any FDIC-insured bank carries the same federal deposit protection — the same coverage big banks carry. Verify Apple Bank and alternatives →

Frequently asked questions

What is Apple Bank's savings account interest rate?

Apple Bank pays 3.03% APY on its savings account as of May 11, 2026, based on rates SwitchWize tracks across 103 banks.

Is Apple Bank's savings rate good?

Apple Bank's 3.03% ranks in the upper half of tracked banks. The best available rate is 4.28% and the FDIC national average is 0.38%.

Which banks pay more than Apple Bank?

Higher-paying tracked options include pnc bank, cash app, quorum fcu. Compare rates at /banks to find the best current option.

General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.