Rate updated · 103 banks tracked
Axos Bank savings account rate: 3.75% APY
Axos Bank pays 3.75% on its savings account — ranking in the top quartile of the 103 banks SwitchWize tracks, where the best available rate is 4.28%. (Updated August 1, 2026.)
Is Axos Bank a good savings rate? Not really. At 3.75% it trails the 4.28% best available rate, leaving about $133 a year on the table on a $25,000 balance.
The gap, in your dollars
At 3.75%, $25,000 earns $938/yr here versus $1,071/yr at the field leader — a $133/yr difference.
See your exact number →Higher-paying alternatives we track
Rates subject to change. Verify before switching.
Frequently asked questions
What is Axos Bank's savings account interest rate?▾
Axos Bank pays 3.75% APY on its savings account as of August 1, 2026, based on rates SwitchWize tracks across 103 banks.
Is Axos Bank's savings rate good?▾
Axos Bank's 3.75% ranks in the top quartile of tracked banks. The best available rate is 4.28% and the FDIC national average is 0.38%.
Which banks pay more than Axos Bank?▾
Higher-paying tracked options include live oak bank, liveoak, openbank. Compare rates at /banks to find the best current option.
General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.