Rate checked November 1, 2026

Marcus by Goldman Sachs 5-year CD rate: 4.40% APY

Marcus by Goldman Sachs's 5-year CD pays 4.40% APY. That ranks 15th of the 62 banks we track for this term. The best is 5.00% at Popular Direct.

What it earns on $25,000

At 4.40%, $25,000 earns about $1,100 in the first year.

The best 5-year CD earns about $1,250 on the same money. Choosing Marcus by Goldman Sachs instead gives up about $150 a year.

The middle 5-year rate across 62 banks is 3.00%. Figures are first-year interest at the quoted APY, before taxes.

Banks that pay more for a 5-year CD

Marcus by Goldman Sachs CD rates for other terms

6-month3.95%
12-month4.40%
18-month4.40%
2-year4.40%
3-year4.40%

Questions

What is Marcus by Goldman Sachs's 5-year CD rate?

Marcus by Goldman Sachs pays 4.40% APY on its 5-year CD, based on its own rate page when we last checked. That earns about $1,100 a year on $25,000.

Is Marcus by Goldman Sachs's 5-year CD rate good?

It ranks 15th of the 62 banks we track for this term. The best rate for this term is 5.00% at Popular Direct, and the middle rate is 3.00%. Choosing Marcus by Goldman Sachs over the best costs about $150 a year on $25,000.

Which banks pay more than Marcus by Goldman Sachs on a 5-year CD?

Popular Direct (5.00%), Quorum Federal Credit Union (5.00%), Sallie Mae Bank (5.00%).

All Marcus by Goldman Sachs CD rates Best 5-year CD rates CD rates today Early withdrawal cost

General information only. Rates change often; confirm the rate, minimum deposit and early withdrawal penalty with the bank before you open a CD. SwitchWize is not a bank and does not give financial advice.