Which banks pay more than United Fidelity Bank on CDs?

Higher-paying tracked options include a top tracked CD (4.47%) and another competitive bank (4.47%).

Rates updated August 27, 2026 · 70 banks tracked

United Fidelity Bank CD rates: 4.50% APY best term

Q: Is United Fidelity Bank's CD rate good?

United Fidelity Bank's best CD rate of 4.50% ranks in the top 10th percentile of the 70 banks SwitchWize tracks CD rates for. The best available CD rate tracked is 4.47%; the FDIC national savings average is 0.38%.

United Fidelity Bank’s best tracked CD pays 4.50% across 4 terms — ranking in the top 10th percentile of the 70 banks SwitchWize tracks CD rates for, where the best available rate is 4.47%. (Updated August 27, 2026.)

United Fidelity Bank CD rates by term

Term	APY
6 months	4.20%
1 year	4.40%
18 months	4.50%Best
2 years	4.20%

Is United Fidelity Bank a good CD rate? Yes. At 4.50%, United Fidelity Bank's best CD meets or beats the best available tracked rate, so there is no meaningful gap to close on a $25,000 deposit.

Already competitive

United Fidelity Bank's best CD at 4.50% meets or beats the best available tracked rate. No gap on this one.

Is it safe to switch? Any FDIC-insured bank carries the same federal deposit protection — the same coverage big banks carry. Verify United Fidelity Bank and alternatives →

Frequently asked questions

What is United Fidelity Bank's best CD rate?▾

United Fidelity Bank's best tracked CD rate is 4.50% APY as of August 27, 2026, across 4 terms SwitchWize tracks for this bank.

Is United Fidelity Bank's CD rate good?▾

United Fidelity Bank's best CD rate ranks in the top 10th percentile of tracked banks. The best available tracked rate is 4.47% and the FDIC national savings average is 0.38%.

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General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.