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Figure HELOC
Top pickβ Best for: Competitive rate with easy online access
Figure HELOC stands out for 100% online and 5-day funding.

Better HELOC
Online Applicationβ Best for: Competitive rate with easy online access
Better HELOC stands out for online application and no branch visit required.
U.S. Bank HELOC
Rate Lock Optionβ Best for: Competitive rate with easy online access
U.S. Bank HELOC stands out for rate lock option and branch support.
Editorial Disclosure: SwitchWize may earn a referral fee when you click through to a partner. This does not affect our rankings, which are based on rate, fees, minimum balance, brand trust, and switching friction. Rates are updated daily.
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