Rates updated · 71 banks tracked
Popular Direct CD rates: 5.00% APY best term
Popular Direct’s best tracked CD pays 5.00% across 8 terms — ranking in the top 10th percentile of the 71 banks SwitchWize tracks CD rates for, where the best available rate is 4.83%. (Updated October 12, 2026.)
Popular Direct CD rates by term
| Term | APY |
|---|---|
| 3 months | 4.30% |
| 6 months | 4.35% |
| 1 year | 4.50% |
| 18 months | 4.65% |
| 2 years | 4.70% |
| 3 years | 4.85% |
| 4 years | 4.95% |
| 5 years | 5.00%Best |
Is Popular Direct a good CD rate? Yes. At 5.00%, Popular Direct's best CD meets or beats the best available tracked rate, so there is no meaningful gap to close on a $25,000 deposit.
Already competitive
Popular Direct's best CD at 5.00% meets or beats the best available tracked rate. No gap on this one.
Frequently asked questions
What is Popular Direct's best CD rate?▾
Popular Direct's best tracked CD rate is 5.00% APY as of October 12, 2026, across 8 terms SwitchWize tracks for this bank.
Is Popular Direct's CD rate good?▾
Popular Direct's best CD rate ranks in the top 10th percentile of tracked banks. The best available tracked rate is 4.83% and the FDIC national savings average is 0.38%.
General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.