Rates updated · 70 banks tracked
Popular Direct CD rates: 4.50% APY best term
Popular Direct’s best tracked CD pays 4.50% across 6 terms — ranking in the top 10th percentile of the 70 banks SwitchWize tracks CD rates for, where the best available rate is 4.47%. (Updated August 27, 2026.)
Popular Direct CD rates by term
| Term | APY |
|---|---|
| 3 months | 3.90% |
| 6 months | 4.15% |
| 1 year | 4.25% |
| 18 months | 4.35% |
| 3 years | 4.50%Best |
| 5 years | 4.50%Best |
Is Popular Direct a good CD rate? Yes. At 4.50%, Popular Direct's best CD meets or beats the best available tracked rate, so there is no meaningful gap to close on a $25,000 deposit.
Already competitive
Popular Direct's best CD at 4.50% meets or beats the best available tracked rate. No gap on this one.
Frequently asked questions
What is Popular Direct's best CD rate?▾
Popular Direct's best tracked CD rate is 4.50% APY as of August 27, 2026, across 6 terms SwitchWize tracks for this bank.
Is Popular Direct's CD rate good?▾
Popular Direct's best CD rate ranks in the top 10th percentile of tracked banks. The best available tracked rate is 4.47% and the FDIC national savings average is 0.38%.
General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.