Rate checked November 8, 2026 (today)
Popular Direct 4-year CD rate: 4.95% APY
Popular Direct's 4-year CD pays 4.95% APY. That ranks 2nd of the 43 banks we track for this term. The best is 5.00% at Quorum Federal Credit Union.
- APY
- 4.95%
- Last change
- None yet
- Tracked since Nov 7, 2026
- Last checked
- today
- Nov 8, 2026
New or unusual rate. This rate is well above the rest or rests on very little history, so we do not call it the best until a second reading backs it. Verify it on Popular Direct's site before you open an account.
What it earns on $25,000
At 4.95%, $25,000 earns about $1,238 in the first year.
The best 4-year CD earns about $1,250 on the same money. Choosing Popular Direct instead gives up about $12 a year.
The middle 4-year rate across 43 banks is 3.25%. Figures are first-year interest at the quoted APY, before taxes.
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Popular Direct 4-year CD rate history
We have tracked this rate since November 7, 2026 and it has not changed.
| Date | APY | Change |
|---|---|---|
| November 7, 2026 | 4.95% | First tracked |
Banks that pay more for a 4-year CD
Popular Direct CD rates for other terms
Other Popular Direct rates
Questions
What is Popular Direct's 4-year CD rate?
Popular Direct pays 4.95% APY on its 4-year CD, based on its own rate page when we last checked. That earns about $1,238 a year on $25,000.
Is Popular Direct's 4-year CD rate good?
It ranks 2nd of the 43 banks we track for this term. The best rate for this term is 5.00% at Quorum Federal Credit Union, and the middle rate is 3.25%. Choosing Popular Direct over the best costs about $12 a year on $25,000.
Which banks pay more than Popular Direct on a 4-year CD?
Quorum Federal Credit Union (5.00%).
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