Rate checked November 2, 2026
Popular Direct 3-month CD rate: 4.30% APY
Popular Direct's 3-month CD pays 4.30% APY. That is the highest of the 38 banks we track for this term. No bank we track pays more for this term today.
What it earns on $25,000
At 4.30%, $25,000 earns about $1,075 in the first year.
This is the top rate for the term, so there is no gap to close.
The middle 3-month rate across 38 banks is 2.95%. Figures are first-year interest at the quoted APY, before taxes.
Popular Direct CD rates for other terms
Questions
What is Popular Direct's 3-month CD rate?
Popular Direct pays 4.30% APY on its 3-month CD, based on its own rate page when we last checked. That earns about $1,075 a year on $25,000.
Is Popular Direct's 3-month CD rate good?
Yes. It is the highest 3-month CD rate among the 38 banks we track. The middle rate for this term is 2.95%.
Which banks pay more than Popular Direct on a 3-month CD?
None of the banks we track pays more for this term today.
General information only. Rates change often; confirm the rate, minimum deposit and early withdrawal penalty with the bank before you open a CD. SwitchWize is not a bank and does not give financial advice.