Rates updated · 70 banks tracked

Third Federal Savings and Loan CD rates: 4.25% APY best term

Third Federal Savings and Loan’s best tracked CD pays 4.25% across 1 term — ranking in the top quartile of the 70 banks SwitchWize tracks CD rates for, where the best available rate is 4.47%. (Updated August 27, 2026.)

Third Federal Savings and Loan CD rates by term

TermAPY
1 year4.25%Best

Is Third Federal Savings and Loan a good CD rate? Not really. At 4.25% its best CD trails the 4.47% best available tracked rate, leaving about $54 a year on the table on a $25,000 deposit.

The gap, in your dollars

At 4.25%, $25,000 earns $1,063/yr here versus $1,117/yr at the field leader — a $54/yr difference.

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Higher-paying CD alternatives we track

Rates subject to change. Verify before opening a CD.

Is it safe to switch? Any FDIC-insured bank carries the same federal deposit protection — the same coverage big banks carry. Verify Third Federal Savings and Loan and alternatives →

Frequently asked questions

What is Third Federal Savings and Loan's best CD rate?

Third Federal Savings and Loan's best tracked CD rate is 4.25% APY as of August 27, 2026, across 1 term SwitchWize tracks for this bank.

Is Third Federal Savings and Loan's CD rate good?

Third Federal Savings and Loan's best CD rate ranks in the top quartile of tracked banks. The best available tracked rate is 4.47% and the FDIC national savings average is 0.38%.

Which banks pay more than Third Federal Savings and Loan on CDs?

Higher-paying tracked options include america first fcu, cfg, marcus. Compare rates at /cds to find the best current option.

General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.