Rates updated · 71 banks tracked
Third Federal Savings and Loan CD rates: 4.50% APY best term
Third Federal Savings and Loan’s best tracked CD pays 4.50% across 3 terms — ranking in the top quartile of the 71 banks SwitchWize tracks CD rates for, where the best available rate is 5.00%. (Updated November 1, 2026.)
Third Federal Savings and Loan CD rates today, by term
| Term | APY |
|---|---|
| 1 year | 4.50%Best |
| 3 years | 4.00% |
| 5 years | 4.50%Best |
Is Third Federal Savings and Loan a good CD rate? Not really. At 4.50% its best CD trails the 5.00% best available tracked rate, leaving about $125 a year on the table on a $25,000 deposit.
The gap, in your dollars
At 4.50%, $25,000 earns $1,125/yr here versus $1,250/yr at the field leader — a $125/yr difference.
See your exact number →Higher-paying CD alternatives we track
Rates subject to change. Verify before opening a CD.
Cite this page
Data as of . CD rates tracked by SwitchWize from bank rate pages and rate listings. Rates change, so confirm with the bank before you open a CD.
SwitchWize, Third Federal Savings and Loan CD rates. Data as of November 1, 2026. https://www.switchwize.com/banks/third-federal/cd-rates
Frequently asked questions
What is Third Federal Savings and Loan's best CD rate?▾
Third Federal Savings and Loan's best tracked CD rate is 4.50% APY as of November 1, 2026, across 3 terms SwitchWize tracks for this bank.
Is Third Federal Savings and Loan's CD rate good?▾
Third Federal Savings and Loan's best CD rate ranks in the top quartile of tracked banks. The best available tracked rate is 5.00% and the FDIC national savings average is 0.38%.
Which banks pay more than Third Federal Savings and Loan on CDs?▾
Higher-paying tracked options include rising bank, nexbank, america first fcu. Compare rates at /cds to find the best current option.
General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.