Rate updated · 103 banks tracked

Third Federal Savings and Loan savings account rate: 0.05% APY

Third Federal Savings and Loan pays 0.05% on its savings account — ranking in the lower half of the 103 banks SwitchWize tracks, where the best available rate is 4.28%. (Updated June 10, 2026.)

Is Third Federal Savings and Loan a good savings rate? Not really. At 0.05% it trails the 4.28% best available rate, leaving about $1,058 a year on the table on a $25,000 balance.

The gap, in your dollars

At 0.05%, $25,000 earns $13/yr here versus $1,071/yr at the field leader — a $1,058/yr difference.

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Higher-paying alternatives we track

Rates subject to change. Verify before switching.

Is it safe to switch? Any FDIC-insured bank carries the same federal deposit protection — the same coverage big banks carry. Verify Third Federal Savings and Loan and alternatives →

Frequently asked questions

What is Third Federal Savings and Loan's savings account interest rate?

Third Federal Savings and Loan pays 0.05% APY on its savings account as of June 10, 2026, based on rates SwitchWize tracks across 103 banks.

Is Third Federal Savings and Loan's savings rate good?

Third Federal Savings and Loan's 0.05% ranks in the lower half of tracked banks. The best available rate is 4.28% and the FDIC national average is 0.38%.

Which banks pay more than Third Federal Savings and Loan?

Higher-paying tracked options include charles schwab, becu, navy federal. Compare rates at /banks to find the best current option.

General information only. Rates change frequently; verify directly with the institution before making financial decisions. SwitchWize is not a bank and does not provide financial advice.